Franklind Lea, CIRA


Franklind Lea is the President of Tactical Financial Consulting.  During his 30 years of education and professional experience in complex business and financial matters, Mr. Lea has developed broad experience and expertise in commercial finance, insolvency, real estate, real estate finance and valuation.  


His experiences encompass business and project evaluation, damage claims, debt and equity structuring, feasibility analysis, financial analysis, investment management, lending and leasing, and valuation.  


He is also a nationally recognized expert in the areas of bankruptcy, financial restructuring, insolvency and workouts and is one of only approximately 1,000 individuals in the United States designated as a Certified Insolvency and Restructuring Advisor by the Association of Insolvency and Restructuring Advisors.


Prior to forming Tactical Financial, he was a senior lender at Textron Financial Corporation for 11 years where he focused on specialty real estate lending and large account workouts for real estate, equipment leasing and commercial lending.  During his tenure at Textron Financial, Mr. Lea held several senior roles within its specialty lending divisions and risk management department.  He completed approximately 50 specialty loan transactions and conducted several multi-year, complex workouts and financial restructurings.  


His other professional experiences include roles as a commercial real estate appraiser with national and regional appraisal firms and various positions at First Florida Bank, including Vice President of Commercial Lending and Regional Commercial Credit Manager. Collectively, his experiences include direct lending of approximately $500 million to businesses and commercial real estate ventures and credit review and approval of approximately $1.5 billion.  He has also led numerous workouts and financial restructurings saving debtors and/or creditors hundreds of millions of dollars of potential losses while working with companies with market capitalization ranging from $1 million to in excess of $1 billion. 



Mr. Lea graduated with a Bachelor of Science degree in Management from Florida State University in 1986, a Master of Business Administration from Florida State University in 1987 and a Master’s Degree in Real Estate and Urban Analysis from the University of Florida in 1994.


Specialized Education


Mr. Lea completed formal credit training through the First Florida Bank Commercial Credit Training Program (a 120 hour training course focusing on commercial credit for commercial loans) achieving the bank’s highest score of record on the program’s exit exam.  He also completed the First Florida Bank Commercial Loan Associate Program, a one-year training course focusing on all aspects of commercial credit and lending.  

In 1994 he was granted credit for completion of all course work required by The Appraisal Institute: for the MAI designation through a joint education program with the University of Florida and separately completed the Uniform Standards of Professional Appraisal Practice and Report Writing and Valuation Analysis.  He has also completed the Florida Real Estate Associate License Course, the ASTM Phase I Environmental Assessment Course, and attended the Florida Environmental Permitting Summer School.  In addition, he has completed in excess of 1,000 hours of continuing education since 2002 and is routinely asked to speak at professional seminars on topics related to finance, real estate and insolvency. 

Past & Present Professional

Activities,Certifications, Memberships and Qualifications


  • American Bankruptcy Institute

    • Member of the Board of Directors, 2015 to present

    •  Member of the Board of Director’s, Education Committee, 2015 to present

    •  Asset Sales Committee, Co-Chair 2014, 2015

    •  Financial Advisors and Investment Banking Committee, Committee Co-Chair 2012, 2013

    •  Financial Advisors and Investment Banking Committee, Education Director 2010, 2011

    •  Alexander L. Paskay Seminar on Bankruptcy Law & Practice Advisory Board Member, 2010-2015

    • Member, 1999 to present

  • Appraisal Institute, Affiliate Member

  • Association of Insolvency and Restructuring Advisors, 2004 to present

  •  - Certified Insolvency and Restructuring Advisor, Awarded 2005

  • CFA Institute, Affiliate Member

  • National Funding Association/Commercial Finance Association

  • Turnaround Management Association, 2005 to present